Illinois | ILAPLD – LO Quick Checklist

Updated July 2026

ILAPLD – LO Quick Checklist

Illinois Anti-Predatory Lending Database - For Illinois Mortgage Loan Originators

IMPORTANT: Do not wait until closing to address ILAPLD. If your loan is subject to ILAPLD requirements, the applicable certificate must be obtained, and the information must match the loan documents.

☐ 1. Confirm ILAPLD Access

If you do not already have ILAPLD access:

Email: support@coast2coastml.com

Include:

• Full Name
• NMLS ID
• Illinois License #
• Email Address
• Any registration/error message, if applicable

☐ 2. Register for ILAPLD

Go to the official Illinois Anti-Predatory Lending Database (ILAPLD) website and select:

Broker Self Registration

Have available:

• Illinois mortgage license number
• 9-digit ILAPLD PIN — include leading zeros
• Access to your MFA method

If you do not know your PIN or receive an error, contact C2C Support first.

ILAPLD Support: 888-455-2753
ILAPLD Email: service@ilapld.com

☐ 3. Complete the ILAPLD Loan Entry

For applicable Illinois loans, enter the required information into ILAPLD.

Verify the information carefully, including:

• Borrower name(s)
• Property address
• Property PIN
• Lender
• Loan/mortgage amount
• Other required loan information

Timing: Required database information must be submitted within the applicable regulatory timeframe. Do not wait until closing.

☐ 4. Generate the Applicable Certificate

Generate the applicable:

☐ Certificate of Compliance
☐ Certificate of Exemption

☐ 5. VERIFY BEFORE CLOSING

Compare the ILAPLD certificate against the loan documents.

Confirm that the information matches, including:

☐ Borrower(s)
☐ Property address
☐ Property PIN
☐ Lender
☐ Loan/Mortgage amount
☐ Other applicable certificate information

DO NOT manually alter the certificate after it is generated.

☐ 6. Upload / Retain in Loan File

Upload the applicable ILAPLD certificate to the loan file according to Coast2Coast file-document procedures.

The certificate should be treated as a closing/title requirement when applicable.

? STOP & ASK FOR HELP IF:

• You cannot register for ILAPLD
• You do not have your ILAPLD PIN
• Your license information is not recognized
• The property/loan information does not match
• You are unsure whether the loan requires an ILAPLD certificate
• The certificate contains incorrect information
• The title/closing agent requests an ILAPLD document

C2C Support: support@coast2coastml.com
ILAPLD Support: 888-455-2753 | service@ilapld.com

Related Resource: See ILAPLD – Access & Registration Policy in our Knowledgebase for the complete process and additional guidance.